dear icici and hsbc and others

as u probably already know, i havent been paying my EMIs.
i wont be for another 6-8 months, though i have all intention to do so.
once i return from this trip, i will start working again and pay off.
so till then do the interest adding and all the other u do.

if u cant wait, we all lose. so wait.
if u want it now, come and seize my bike and laptop (thats all i own and have now!)
if u want to be nice, sponsor some parts of the trip :)
so be patient and interesting.

non institutional debtors(?), hang on as well. will do it eventually (sic)

suchna sammapth.

signed in virtual blood/
jedidiyah alfred